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The Money Merge Account ™ program consists of three major components:

1. Your Existing Primary mortgage

The existing mortgage on your home is the foundation for the Money Merge Account.
 
2. An Advanced Line of Credit (ALOC)*
  
*ALOC Defined: The term ALOC is used by United First Financial and is actually a Home Equity Line of Credit (HELOC) or a second mortgage secured against the equity in a home or other mortgaged real estate. The ALOC must have specific flexible characteristics, and specific features associated with it, in order to work the best with this program.

3. Money Merge Account™ program software

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